Fine Art and Collectibles Insurance

If You Collect It, We’ll Cover It!

If You Collect It, We’ll Cover It!

Serious collectors need specialty coverage that protects the full collectible value of their items. International art and collectibles specialist AXA XL has partnered with MiniCo Insurance Agency to offer an insurance solution for most of types of collections from fine art to sports memorabilia.

AXA XL Collectibles Insurance offers more complete coverage at a competitive premium when compared to traditional homeowner policies and the application process is simple and fast. Click here to get a quote. 


Benefits of Collectibles Insurance to You:

  • Coverage up to $1,000,000 (higher limits available)
  • Insured for full collectible value
  • No appraisal required at application*
  • $0 deductible and competitive premiums
  • A.M. Best “A” rated carrier
  • Program available in the United States

Call today to learn more. 888.873.6931 or

MiniCo Collectibles Policy

Standard Homeowner Policy

Requires appraisals NO* Yes
Requires a detailed inventory NO
(only list items worth more than $25,000)
Pays claims Full collectible value Actual cash value
(depreciated value)
Deductible $0 per occurrence
(higher limits available)
$500 per occurrence or more
Coverage limits Up to $1,000,000
(higher limits available)
Imposes sub-limits NO Yes
Insures against risk of accidental breakage YES No

*Appraisal required for jewelry items valued over $25,000.