Fine Art and Collectibles Insurance

If You Collect It, We’ll Cover It!

Serious collectors need specialty coverage that protects the full collectible value of their items. International art and collectibles specialist AXA XL has partnered with MiniCo Insurance Agency to offer an insurance solution for most of types of collections from fine art to sports memorabilia.

AXA XL Collectibles Insurance offers more complete coverage at a competitive premium when compared to traditional homeowner policies and the application process is simple and fast. Click here to get a quote.

Benefits of Collectibles Insurance to You:

  • Coverage up to $1,000,000 (higher limits available)
  • Insured for full collectible value
  • No appraisal required at application*
  • $0 deductible and competitive premiums
  • A.M. Best “A” rated carrier
  • Program available in the United States

Collectibles Insurance vs. Homeowner Policies

  AXA XL Collectibles Policy Standard Homeowner Policy
Requires appraisals NO* Yes
Requires a detailed inventory NO
(applies only to items worth less than $5,000)
Pays claims Full collectible value Actual cash value
(depreciated value)
Deductible $0 per occurrence
(higher limits available)
$500 per occurrence or more
Coverage limits Up to $1,000,000
(higher limits available)
Imposes sub-limits NO Yes
Insures against risk of accidental breakage YES No

* Appraisal required for jewelry items valued over $50,000.

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